Microfinance Bhutan Private limited is pleased to invite application for the following positions:

1. Recovery/ Legal Asst

Key Qualifications and Experience:
• Class XII general (60% (English & Dzongkha plus 2 best subjects)
• Dzongkha (read, write, speak) and hands-on experience an added advantage

Terms of Reference – Recovery/ Legal Assistant

Reporting to: Recovery Officer / Legal Officer / General Manager

Job Purpose

The Recovery/Legal Assistant shall support the recovery of delinquent loans and provide administrative
and legal assistance in matters related to loan recovery, litigation, documentation, and compliance. The
incumbent will assist in safeguarding the institution's financial interests by ensuring timely follow-up of
overdue accounts and supporting legal proceedings where necessary.

Key responsibilities

A. Loan Recovery Functions
1. Maintain and update records of overdue and non-performing loan (NPL) accounts.
2. Prepare recovery notices, demand letters, and follow-up correspondence to borrowers and
guarantors.
3. Coordinate with branch offices on recovery activities and collection status.

4. Conduct telephone follow-ups and field visits to delinquent borrowers when required.
5. Monitor repayment commitments and maintain recovery schedules.
6. Prepare periodic reports on overdue loans, recovery performance, and NPL trends.
7. Assist in negotiating repayment arrangements and restructuring plans as approved by management.
8. Maintain proper documentation and filing of recovery cases.

B. Legal Support Functions
1. Assist in preparing legal documents, notices, affidavits, and case files related to recovery actions.
2. Liaise with courts, legal firms, law enforcement agencies, and regulatory authorities on behalf of
the company.
3. Maintain records of litigation cases and monitor court schedules and deadlines.
4. Assist in the execution of court orders, settlements, and enforcement actions.
5. Support the review and safekeeping of loan agreements, collateral documents, and legal contracts.
6. Ensure legal documents are properly archived and readily accessible.
7. Assist management in ensuring compliance with applicable laws, regulations, and internal policies.

C. Administrative Functions
1. Maintain confidential records and correspondence related to recovery and legal matters.
2. Prepare meeting minutes, reports, and presentations related to recovery and legal cases.
3. Coordinate logistics for recovery field visits and legal proceedings.
4. Perform other duties assigned by the Recovery Officer, Legal Officer, or General Manager.

D. Required Competencies
• Strong communication and negotiation skills.
• Ability to handle sensitive and confidential information.
• Good report writing and documentation skills.
• Proficiency in Microsoft Office applications.
• Attention to detail and organizational skills.

• Ability to work independently and meet deadlines.
• Willingness to travel for field recovery activities.

E. Key Performance Indicators (KPIs)
1. Timely follow-up and recovery of overdue accounts.
2. Accuracy and completeness of recovery and legal documentation.
3. Timely preparation and submission of reports.
4. Effective coordination with branches, legal authorities, and external stakeholders.
5. Compliance with company policies, procedures, and regulatory requirements.
6. Reduction in delinquency and non-performing loan portfolio assigned.

F. Authority
The Recovery/Legal Assistant shall have authority to:
• Access borrower and recovery records for official purposes.
• Communicate with borrowers, guarantors, legal representatives, and relevant authorities under
management supervision.
• Recommend recovery actions for management consideration.
Any important task assigned by competent authority

Documents Required:
1. MBPL employment application form. (Available in our website- Downloads)
2. Resume
3. Copies of relevant academic and any other training certificates
4. Copy of valid Bhutanese Citizenship Identity Card
5. Work experience certificate
6. Valid medical fitness certificate of six months validity
7. Security Clearance Certificate
8. Recommendation letter from past employer or organization
9. Royal Audit Clearnce Certificate wherever applicable
10. Any other document and testimonials, as may be applicable to the post

Candidates fulfilling above criteria and documents requirement can submit their relevant documents
latest by June 13, 2026 along with MBPL job application form in one pdf file not exceeding 10 MB to
recruits@mbpl.bt.

Note: An application that is not accompanied by any of the mandatory documents as specified above,
whether in part or whole and not clearly scanned, shall be rejected without citing any reason thereof.

Vacancy Details

Salary : Nu. 20,114
Employment Type : Regular
Job Sector : Law. Judiciary, Legal
Last Submission Date : Jun 13, 2026 17:00

Microfinance Bhutan Private limited is pleased to announce the vacancy for recovery/ legal assistant.

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