Microfinance Bhutan Private limited is pleased to invite application for the following positions:

1. Credit Assistant

Terms of Reference

Reports to Credit Head and Credit Officer

1. Objective:
• To support the credit department and management in assessing loan applications, maintaining accurate records, and ensuring compliance with regulatory standards.

2. Responsibilities:
• Assist in reviewing loan applicants and determining applicant eligibility based on established criteria.
• Conduct preliminary checks on applicant financial documents and credit histories.
• Prepare loan documentation and ensure all necessary paperwork is completed accurately
• Assist in conducting credit assessments and risk evaluations.
• Maintain comprehensive and up-to-date records of loan applications, approvals, and disbursements.

• Provide support in monitoring loan repayment schedules and following up with clients on overdue payments
• Assist in preparing reports on credit activities and portfolio performance
• Collaborate with other departments to ensure compliance with regulatory requirements and internal policies.
• Provide administrative support to the credit department as needed
• Weekly report of loan closed, loan disbursement, loan payment and NonPerforming Loans (NPL) follow up report to Credit Officer/ Credit Head
• Any important task assigned by Competent Authority

3. Qualifications & Skills

• Minimum of class XII commerce pass
• Class XII – 60% (English + 3 best subjects)
• Ability to assess the financial health of clients, analyze credit reports, and understand financial statements.
• Strong attention to detail when reviewing credit applications and accounts.
• Excellent verbal and written communication to liaise with clients, internal teams, and external stakeholders.
• Ability to negotiate terms and follow up with clients regarding payments or overdue accounts.
• Accuracy is critical in processing credit applications, managing credit limits, and maintaining financial records.
• Ability to identify potential credit risks and recommend actions to mitigate them.
• Skills in resolving disputes and finding solutions for late payments or issues with
clients.
• Strong time management abilities and the capacity to handle multiple tasks and deadlines simultaneously.
• Understanding of credit policies, risk assessment methods, and financial regulations.
• Ability to monitor credit limits, set payment terms, and manage outstanding payments.
• Ability to negotiate repayment terms with customers, ensuring that payment
deadlines are met without compromising customer relationships.
• Ability to work in teams, especially with other finance and accounting professionals, to ensure smooth credit operations.
• Strong customer focus and professionalism when dealing with clients and
resolving issues related to credit.

Documents Required:

• MBPL employment application form. (Available in our website- Downloads)
• Resume
• Copies of relevant academic and any other training certificates
• Copy of valid Bhutanese Citizenship Identity Card
• Work experience certificate wherever applicable
• Valid medical fitness certificate of six months validity
• Security Clearance Certificate
• Royal Audit Clearnce Certificate wherever applicable
• Any other document and testimonials, as may be applicable to the post

Candidates fulfilling above criteria are requested to submit their relevant documents latest by March 25, 2026 in one pdf file not exceeding 10 MB to recruits@mbpl.bt.

Note: An application that is not accompanied by any of the mandatory documents as specified
above, whether in part or whole and not clearly scanned, shall be rejected without citing any
reason thereof.

Vacancy Details

Salary : Nu. 20,114
Qualification : Class XII
Employment Type : Regular
Job Sector : Accounting, banking and financing
Last Submission Date : Mar 25, 2026 17:00

Microfinance Bhutan Private Limited is pleased to announce the vacancy for a credit assistant.

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